Getting Financed
The Investment-Ready Roadmap
A bond pre-qualification cuts through the noise of online calculators. It's your actual position with real lenders, in writing, based on your full profile. Handled personally by Christiaan Jansen — over R1 billion in residential bonds arranged.
The Investment-Ready Roadmap
A bond pre-qualification cuts through the noise of online calculators. It's your actual position with real lenders, in writing, based on your full profile. Handled personally by Christiaan Jansen over R1 billion in residential bonds arranged.
At a glance
2026
Turnaround
48 hours
Cost
No fee (all stages)
Format
Report + call
Handling
POPIA-compliant
Follow-up
On your terms
In bond approvals
facilitated
Mortgage and
structured finance
Modules in
the roadmap
Personal advisor
not a call centre
In bond approvals
facilitated
Mortgage and
structured finance
Modules in
the roadmap
Personal advisor
not a call centre
01 / What a pre-qualification gives you
More than a calculator
A formal assessment of what South African lenders would actually approve for you today based on your real profile, not an estimate.
We look at affordability under current lending criteria, your credit position, your deposit and cost planning, and any structural options that might apply personal name, company, partnership, or a mix.
You come out with a clear rand figure, in writing. A clear picture of what to fix if anything, and a clear next step. No pressure to proceed, the report is yours either way.
Reason 01
Focus
Only view properties actually within reach. Every showing becomes a productive one, no falling in love with something a bank won't approve.
Reason 02
Weight
Sellers and agents treat pre-qualified buyers differently. In a competitive market, a written pre-qualification is what separates a real offer from a hopeful one.
Reason 03
Foresight
Credit red flags, income structure problems, self-employment concerns — better to find and fix them now than have them derail a live property deal.
Reason 04
Truth
Not what a calculator estimates or a rule-of-thumb suggests. What a lender would actually approve, based on your real position.
02 / Who you'll be working with
Christiaan Jansen

Christiaan Jansen. Specialist in residential mortgage and structured finance.
Experience
Over twenty years in residential mortgage financing and structured property transactions.
Residential
More than R1 billion in residential mortgages arranged for clients in recent years.
Commercial
Consulted on commercial financing transactions ranging R5 million to R130 million.
Approach
Known for finding the path of least resistance in complex financing, including self-employed and entity-based purchases.
Personal
A two-time Pretoria-to-Cape Town long-distance cyclist. The same endurance shows up in how he secures outcomes for his clients.
03 / Get pre-qualified
20 minutes · No fee · 48 hour response
Submit this initial request and we'll respond with the POPIA notice and the specific documents we'll need payslips or financials, bank statements, ID, and any supporting income evidence. Once received, we run the credit check and complete the assessment. No fee at any stage.
01
You submit this initial request.
A short form to open the file. No fee, no obligation.
02
You receive our POPIA notice and document list.
We’ll send you an e-mail with the required information
03
You send documents and sign the consent.
We proceed after you’ve consented and returned the forms with a copy of your ID
04
We complete the assessment.
Affordability, credit position, and structural review - including any self-employment or entity considerations.
05
Your written pre-qualification.
A clear number, a clear position, a clear next step. No pressure to proceed.
Pre-Qualification Request
No Fee
04 / The path ahead
Where a pre-qualification fits
A pre-qualification is the foundation of every serious property purchase, the moment you stop guessing and start knowing.
Once your pre-qualification is in hand, you'll know exactly what you can offer, what to shortlist, and what the formal application will look like. From here, it's a matter of finding the right property and moving into the application itself.
Not ready to pre-qualify yet? The course walks you through what banks assess and how to prepare, a useful starting point if you'd like more context first.
01
Optional starting point
The Investment-Ready Roadmap
02
Now · You are here
Formal pre-qualification with CJ
03
The endgame
Application, approval, ownership
© 2026 Getting Financed · Christiaan Jansen
An Expert Bond Origination Firm – Without giving financial advice, teaching South Africans the ins and outs of home ownership and helping them secure the financing required.